Opinion

Opinion

How the performance test could be tougher

The proposed performance benchmark understates performance when it comes to adjustments for withholding tax and benchmarking credit exposure with traditional fixed income indices, meaning that relative performance is overstated, David Bell writes.
Opinion

Retirement Income Review: Simplifying the complex

The Retirement Income Review is clever for a number of reasons, not least because it managed to simplify complexity and create a structured case for improving retirement outcomes by not increasing the SG, all without without making any recommendations.
Opinion

Super advice: Holding out for a hero

Members aren’t looking for holistic financial planning advice in the sense of a traditional six-step financial planning process - they are looking to solve practical and immediate problems, they are looking for decision support, and they’re looking to learn, but not necessarily be educated or taught.
Opinion

Good engagement creates better policy

The key to addressing complexity and subjectivity in my experience is through good engagement. For engagement to work there needs to be a level of trust. Trusting can be difficult when significant agency issues exist.
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