Consolidating super funds a Kafkaesque ‘Trial’

“Thanks for calling UniSuper. Our office is closed due to an emergency situation.” It’s 3.25pm on Thursday 26 November. They’ve probably gone into shutdown mode, knowing I’m on the warpath. [UniSuper’s head of marketing, Paul Murphy, subsequently informed us that a thunderstorm in the area had temporarily knocked out the phones. He conceded this probably didn’t qualify as an ‘emergency’ situation and said the default message would be reviewed.] Meanwhile, a colleague mentions SuperRatings. I sign on, the $79 fee being a small price for the potential restoration of my sanity. SuperSavvy’s Top 10 Insurance comparison chart shows me that MediaSuper’s my best bet. In the fees’ section, none of my funds [four at last count] rate a mention. Not good. In the Ratings & Awards section, MediaSuper scored a Platinum gong, and UniSuper collected three: Platinum, Infinity, and 5-Year Platinum.

DAY 3 Nightmares of being ERF-ed and lost in SuperLand. I wake and totter into work. I print MediaSuper’s Roll Over Your Super Form. I have to complete a separate form for each balance I want to transfer. First, find the black pen. Hmmm … As I scratch through another pile, I discover that a former employer hasn’t sent contributions to REST, which advises me that I have to contact the Australian Tax Office to chase the money. Ah, but that’s another story for another edition. I phone MediaSuper. Darlene is extremely helpful. I’m suspicious. It’s too easy. Yes, I must send a separate Roll Over Your Super Form for each fund from which I wish to exit. But no, I need one certified copy only of my driver’s licence. One copy only. Just my driver’s licence. It’s too easy. Now I’m really suspicious. I ask Darlene again. And again. She must think I’m really, really slow. MediaSuper’s form asks for the “from” fund’s Superannuation Product Identification Number [SPIN] number.

Can’t find it on SuperTrace’s paperwork, which puts me in something of a spin. The form then asks for the name of the previous employer that contributed to the fund. How the hell should I know? That’s why my cash has been ERFed into SuperTrace. The form commands that a JP witness my signature. Impossible to find a JP because the conditions are so onerous that most have bailed out. I finally find a JP at the local court. I’m told that they attend for two hours only on a Wednesday, but no-one’s there. The counter staff wonder if it’s their day off to attend a training session. I go to the post office where, it being a mere two months before Christmas, the queue is out the door. Half an hour later, I slump over the counter, asking Charlene to certify the photocopies of my driver’s licence. Charlene: “We don’t do that. You have to get a Supreme Court judge.” I nearly burst into tears. I can’t take any more of this.

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