tom garcia


Legislation in vain

The very best legislation often comes about after there is a crisis, an independent investigation with recommendations that turn into laws that cut the chance of the original crisis occurring again. The lack of credibility for the proposed superannuation governance changes, which were defeated in the Senate last week, arose from the absence of a […]
Industry View

AIST viewpoint: Fairness in super

Concerned for a fairer superannuation system based on realistic expectations of what the system can deliver, Tom Garcia, chief executive of the Australian Institute of Superannuation Trustees says rebalancing tax concessions must primarily improve the retirement outlook for low- to middle-income earners. There has been a welcome shift in the tenor of the debate about superannuation tax reform. Super […]