Super SA has modified the default death and total and permanent disablement (TPD) insurance offering for members in its Triple S investment option, adding an extra unit of limitation-free cover and increasing maximum claim thresholds.

The changes, which took effect on January 18, provide increased cover for all new Triple S members and existing active members that have maintained standard insurance cover.

The maximum level of cover that members in full and part-time employment can claim has been increased from $1 million to $1.5 million, while casual workers can claim up to $750,000. The new thresholds also apply to members with fixed cover.

The value of a unit of cover provided to members aged 59 to 63 has also been increased, at no additional cost to those members.

Providing an example of what the new offering could deliver, Hedley Bachmann, Super SA Board presiding member, said in a statement that a public sector employee aged 34, and in any state of health, would to be entitled to $150,000 of cover after paying $1.50 each week for cover.

The changes build upon other improvements to Super SA’s insurance component in recent years: in February 2007, the fund expanded the reach of death and TPD cover to accommodate people aged up to 65, and in October 2005, insurance premiums were cut by 25 per cent as the level of cover increased.