David Bell, Author at Investment Magazine

Opinion

Retirement Income Covenant – where does a trustee start?

Matching members with the right solutions, garnering appropriate member information within the existing legal and regulatory frameworks and through-lifecycle engagement are among the biggest challenges facing trustees as the Retirement Income Covenant lands, experts have said.

David BellJuly 19, 2021

Retirement

Making a principles-based retirement income covenant work

The superannuation fund industry might be strongly supportive of a principles-based approach because it appears to enable more flexibility in product design but David Bell argues it might not be that straight forward.

David BellJuly 5, 2021

Opinion

YFYS and distinguishing forest from trees

The debate around which stapling model has raged to the point where stapling works best is now at risk of not proceeding, which would be a shame because either proposed model would improve consumer outcomes, David Bell writes.

David BellMay 31, 2021

Opinion

Fact checking retirement savings analysis

ASFA’s research largely fails to track the path of spending and retirement balances through time, nor account for any sensible measures such as debt reduction at the point of retirement, David Bell highlights.

David BellMay 5, 2021

Opinion

Additional indices won’t fix the YFYS performance test

The YFYS performance test might be well-intended, but the design requires improvement, and a couple of extra indices isn’t the solution, David Bell writes.

David BellMarch 17, 2021

Opinion

How the performance test could be tougher

The proposed performance benchmark understates performance when it comes to adjustments for withholding tax and benchmarking credit exposure with traditional fixed income indices, meaning that relative performance is overstated, David Bell writes.

David BellJanuary 21, 2021

Regulation

UNSW Sandbox Program highlights challenges of providing quality, scalable guidance

UNSW students have highlighted the tension between tailoring information to be more relevant with the desire for such information to be accessible at a low cost as part of a 'sandbox challenge' that has yielded some illuminating results.

David BellJanuary 18, 2021

Opinion

Retirement Income Review: Simplifying the complex

The Retirement Income Review is clever for a number of reasons, not least because it managed to simplify complexity and create a structured case for improving retirement outcomes by not increasing the SG, all without without making any recommendations.

David BellNovember 23, 2020

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