Kim Bowater, director of consulting at Frontier Advisors, and Ian Fryer, general manager at Chant West, talk to Julia Newbould, managing editor, Conexus Financial about the performance test outcomes. Second year results were recently released which provided few surprises – five products failed to meet the benchmark this year, including four that failed for the second time. A further five products that failed last time passed this year and while APRA has said this shows funds are doing better than last year, it’s not the full story. Treasury is now asking for submissions on the Your Future Your Super performance test. So now is a good time for our experts to look at its effectiveness and the way forward.