But the government will not be the only other force to contend with: “I just want to remind practitioners that [systems] vendors will try to make money out of this,” he advised. And this would defeat the purpose of SuperStream: to make backoffices more efficient and deliver cost savings to members. Chris Bowen, minister for superannuation under the Gillard Government, said in July that if SuperStream and MySuper were implemented, the consequent savings would equate to $40,000 for each member over a 37-year working life. “If we don’t reduce complexity, we won’t see all of these purported savings,” Sammells said. But David Coogan, national leader of PricewaterhouseCooper’s superannuation practice, quietly questioned Bowen’s arithmetic. “That $40,000 benefit that’s been put out there will not apply to all funds. How much of it is saved administration costs? Will there be pressure on administrators’ cost bases?” he asked. “Most of the costs out there are in the investment management area.”